Cheap High Risk Car Insurance in Arizona
Is the cost of your car insurance driving you to distraction? Would it help to find cheap high risk car insurance right here in Arizona? If so, you are in luck, because the state of Arizona provides the exact insurance policy you're looking for, and I can show you how you can buy that super cheap policy at a price that you just won't believe.
Don't even THINK about driving without insurance in Arizona. If you are caught driving without insurance the penalties are severe and if you cancel a policy or your policy is cancelled because you failed to pay your premium your insurance company notifies the state immediately and you will be contacted to see what your new insurance is - and you'd better have new insurance if you plan to drive.
If the cost of your car insurance is of supreme importance then the state of Arizona offers what is called a basic liability policy. This is the least amount of insurance - and the cheapest possible insurance - that you can legally buy in Arizona and still drive on public roadways.
Each state sets its own minimum requirements for basic liability insurance and in Arizona the cheapest policy you can possibly buy is called a 15/30/10 policy.
This policy pays a maximum of $15,000 toward the medical bills of any one person who is injured in an accident with your vehicle. It pays a maximum of $30,000 if more than one person is injured, and it pays a maximum of $10,000 in property damage for any one accident. Property damage typically refers to the repair of the other person's vehicle, although property damage can cover more than just cars.
Keep in mind that a basic liability policy such as this won't pay anything toward the repair of your vehicle following an accident - you will be on your own as far as the repair of your vehicle is concerned - and it won't pay even a penny toward your medical bills or the bills of anyone in your vehicle.
But what really makes this type of insurance high risk is the low maximum payouts. If you are at fault in an accident that results in medical bills or property damage in excess of what your insurance will pay, YOU could be on the hook to pay those bills out of your own pocket or purse. In theory you could be forced to spend your life savings or you could be forced to sell your home to pay the bills.
But regardless of what kind of insurance you are looking for - a cheap high risk liability policy, a full-coverage policy or something in between - your best bet for getting the cheapest possible price is for you to buy your policy online.
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